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Monday, September 15, 2025
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Banking deals – Be Clever With Your Cash

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Some banks run offers and competitions which may earn you cashback or prizes

Whether or not it’s a suggestion to get cashback in your spending or the chance to win a money prize for utilizing your debit card, you’ve received to be in it to win it. Listed here are some banking offers which can be at the moment out there.

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Checking account opening presents

HSBC Advance & International Cash supply

There’s as much as £260 up for grabs with this opening supply (£205 from HSBC and £55 with TopCashback), although there are a number of steps concerned. You don’t have to change an account to HSBC to get this one.

You may get £125 whenever you:

Open a brand new HSBC Advance or Premier AccountDeposit £1,500+ inside 60 daysMake 5+ funds together with your HSBC debit cardRegister and log in to the HSBC cellular banking appOpen an HSBC International Cash Account inside the app

You may’t have had an HSBC account at any time since 1 October 2018, or opened a First Direct account because the identical date.

The cash is paid into your International Cash Account inside 20 days.

You may then get one other £80, plus an opportunity to win £3,000 if you happen to use your International Cash debit card 5+ instances by 21 April 2024.

The cash will probably be paid into your International Cash Account between 1 Might 2024 and eight Might 2024 and the prize draw takes place on 29 April 2024. 

There aren’t any necessities to have direct debits or standing orders arrange with this account.

You may also at the moment get £55 in cashback whenever you open a HSBC Advance account via TopCashback, which brings the whole quantity to £260.

Plus, if you happen to’re a brand new TopCashback buyer, you may get £15 whenever you make a purchase order of at the very least £15.

Banking cashback offers

Barclays Blue Rewards: 5% cashback supply

When you’re a Barclays Blue Rewards buyer, you may get cashback in your spending till 27 December.

Between 4 October and 27 December, you may earn 5% cashback in your debit card transactions in your Blue Rewards account. You may stand up to £10 cashback in every calendar month.

You’ll get the cashback paid month-to-month into your Barclays Cashback Rewards account whenever you hit the £10 restrict, or on the fifth of every month that you just earn lower than £10.

You don’t must choose in to get this supply. To be eligible, you simply have to be registered for Barclays Cashback Rewards and have a Visa debit card in your nominated Blue Rewards account.

Take heed to Money Chats, Andy’s award-winning podcast. Episodes each Tuesday.

Banking competitions

First Direct: likelihood to win £300

First Direct is providing its present account clients an opportunity to win considered one of 1,000 £300 prizes. When you’ve got a present account with First Direct, look out for an e mail inviting you to participate within the draw. You don’t must choose in, and to be in for an opportunity to win you simply have to make 30 transactions utilizing your First Direct card between 9 October and seven November.

There are 1,000 prizes out there, and winners will probably be randomly picked on 15 November 2023.

First Direct additionally has a switching supply out there, which may get you £175 for switching, plus, if you happen to go through Quidco, you may get £40 cashback.

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