Becoming a member of Price: Rs. 1,499
Annual Price: Rs. 1,499 (Waived off on spending Rs. 2 lakh within the earlier 12 months)

BPCL SBI Card Octane  is a premium model of BPCL SBI Card and comes with extra benefits. With this card, you will get 7.25% worth again on Bharatgas on-line funds by way of the web site and cell app. This card additionally provide you with a great begin with a welcome bonus of 6,000 reward factors. Among the key options are as follows:

Gasoline Advantages:

25 reward factors per Rs. 100 spent on BPCL Gasoline, Lubricants & Bharat Fuel (web site & app solely)
6.25% + 1% gas surcharge waiver on each transaction as much as Rs. 4,000 (relevant throughout all BPCL petrol pumps in India)

Different Advantages:

10 reward factors on each Rs. 100 spent at eating, departmental shops, grocery & films
1 reward level per Rs. 100 spent on different retail purchases (besides cell pockets add & non-BPCL gas spends)
Welcome advantage of 6,000 bonus reward factors equal to Rs. 1,500 on the cost of annual payment
 4 complimentary visits per calendar 12 months to home VISA lounges in India
Reward vouchers price Rs. 2,000 from accomplice manufacturers on annual spends of Rs. 3 lakh

Steered: Greatest Rewards Credit score Playing cards in India | Test Your Eligibility

Becoming a member of Price: Rs. 500
Annual Price: Rs. 500

ICICI Financial institution HPCL Tremendous Saver Credit score Card is a co-branded bank card that rewards you to your gas transactions at HPCL petrol pumps. It can save you as much as 4% each time you employ your card for gas transactions. This bank card additionally affords advantages throughout different classes, corresponding to journey, leisure, eating and extra. Beneath talked about are a number of the main advantages offered by this ICICI Financial institution Credit score Card:

Gasoline Advantages:

4% cashback on gas spends at HPCL gas pumps
Further 1.5%  again in reward factors on gas spends on cost at HPCL gas shops through the HP Pay app
Welcome profit of two,000 reward factors on card activation and cost of becoming a member of payment and Rs. 100 cashback on HP Pay app

Different Advantages:

5% again in reward factors on grocery, departmental shops and utility invoice spends
2 reward factors on each Rs. 100 spent on retail purchases anticipate gas
25% low cost on BookMyShow and INOX on minimal two tickets per transaction as much as Rs. 100
1 complimentary airport lounge entry per quarter on spending Rs. 5,000 in a calendar quarter

Steered: ICICI HPCL Tremendous Saver Credit score Card Overview | Test Your Eligibility

Becoming a member of Price: Rs. 500
Annual Price: Rs. 500 (Waived off on spending Rs. 50,000 within the earlier 12 months)

IndianOil Axis Financial institution Credit score Card provides you first rate returns on gas spends in addition to different on-line spends. It’s actually a great card that rewards you with 4% return on gas bills as EDGE rewards. The cardboard is designed in such a means that it is smart to get it in case you have gas spends within the vary of Rs. 4,000 to Rs. 5,000 monthly, with which additionally, you will get an annual payment waiver. Particulars concerning the identical are talked about beneath:

Gasoline Advantages:

4% worth again on gas transactions by incomes 20 reward factors per Rs. 100 at any IOCL gas outlet in India
Accelerated reward factors at IOCL gas shops on gas transactions between Rs. 100 to Rs. 5,000 monthly
1% gas surcharge waiver on gas transactions between Rs. 200 to Rs. 5,000

Different Advantages:

100% cashback (Max. Rs 250) on all gas transactions inside 30 days of card issuance
1% worth again on on-line procuring by incomes 5 reward factors on each Rs. 100 spent
1 EDGE reward level for each Rs. 100 spent through this card
As much as 15% low cost at accomplice eating places underneath Axis Financial institution Eating Delights
10% low cost on reserving film tickets from BookMyShow

Steered:  IndianOil Axis Credit score Card Overview | Test Your Eligibility

Becoming a member of Price: Rs. 500
Annual Price: Rs. 500

HDFC Bharat Cashback Credit score Card is a beginner-level bank card that’s finest fitted to customers searching for cashback on gas. The cardboard affords 5% cashback on gas bills, railway ticket bookings, groceries, invoice cost, cell recharge and spends on PayZapp/EasyEMI/ SmartBUY. It can save you as much as Rs. 3,600 yearly by way of this bank card. Among the key options and advantages of this bank card are talked about beneath:

Gasoline Advantages:

5% cashback on gas bills
1% gas surcharge waiver on a minimal transaction of Rs. 400

Different Advantages:

5% month-to-month cashback on IRCTC tickets, groceries, invoice funds and cell recharges
5% cashback on spends through PayZapp/ EasyEMI/ SmartBUY
Annual financial savings of as much as Rs. 3,600 through this bank card
As much as 50 interest-free days from the date of buy

Steered: HDFC Bharat Cashback Credit score Card Overview | Test Your Eligibility

Becoming a member of Price: Rs. 500
Annual Price: Rs. 500 (Waived off on spending Rs. 50,000 in a 12 months)

IndianOil HDFC Financial institution Credit score Card is concentrated majorly on customers from non-metro cities and cities of India and is obtainable in Visa and RuPay variants. Utilizing this card, you possibly can earn ‘gas factors’ throughout all spending classes and use the identical towards gas purchases at IndianOil gas stations. You’ll be able to earn as much as 50 litres of free gas yearly through this bank card. Listed here are a number of the main advantages offered by this bank card:

Gasoline Advantages:

As much as 50 litres of free gas yearly on transactions through this bank card
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
5% of your spends as gas factors at IndianOil shops
1% gas surcharge waiver on a minimal transaction of Rs. 400

Different Advantages:

5% of your spends as gas factors on groceries and invoice funds
1 gas level for each Rs. 150 spent on all different purchases
Curiosity-free credit score interval of as much as 50 days

Steered:  IndianOil HDFC Financial institution Credit score Card Overview | Test Your Eligibility

Becoming a member of Price: Rs. 199
Annual Price: Rs. 199 (Reversed on spending Rs. 50,000 in a 12 months)

ICICI Financial institution HPCL Coral Credit score Card permits you to save as much as 3.5% on gas bills and likewise rewards you with first rate reward factors on different eligible spends. Furthermore, you possibly can redeem the reward factors for gas at any HPCL petrol pump. With this card, you will get 2.5% cashback in your gas purchases at HPCL pumps. It is best to apply for this card if you’re a loyal buyer of HPCL and desire a gas bank card with low annual payment. Listed here are a number of the different particulars concerning this bank card:

Gasoline Advantages:

2.5% cashback on gas purchases at HPCL pumps
1% gas sucharge waiver on gas purchases at HPCL pumps

Different Advantages:

25% off (As much as Rs. 100) on film tickets booked through BookMyShow

2 reward factors for each Rs. 100 spent on retail purchases, excluding gas
2,000 PAYBACK factors could be redeemed for gas price Rs. 500
15% off on eating at over 800 eating places through Culinary Treats program

Steered: Greatest Cashback Credit score Playing cards in India | Test Your Eligibility

Becoming a member of Price: Rs. 499
Annual Price: Rs. 499 (Waived off on spending Rs. 50,000 within the earlier 12 months)

BPCL SBI Card affords a 4.25% worth again in your gas purchases at BPCL petrol pumps. Other than this, you may as well earn 5X factors in your spends at choose classes, which is an added benefit. This can be a good choice if you’re in search of a card to avoid wasting extra in your gas bills. Beneath talked about are the detailed key options and advantages of this bank card:

Gasoline Advantages:

13X reward factors equal to 4.25% worth again on gas purchases at BPCL petrol pumps
3.25% worth again on each BPCL transaction of as much as Rs. 4,000
1% gas surcharge waiver on transactions of as much as Rs. 4,000 at any BPCL petrol pump

Different Advantages:

Welcome present of two,000 activation bonus reward factors price Rs. 500
5X reward factors on each Rs. 100 spent on groceries, departmental shops, films or eating
1 reward level for each Rs. 100 spent on non-fuel purchases

Steered:  BPCL SBI Card Overview | Test Your Eligibility

Right here are some things which it is best to look in a gas bank card:

Co-branded Advantages

Whereas deciding on a gas bank card, it is best to think about co-branded advantages supplied by the cardboard. As an example, for those who continuously go to HPCL petrol pumps, then it is best to go for a card that gives greater advantages in your gas transactions at HPCL petrol pumps somewhat than having a card that gives comparable advantages throughout all petrol pumps. It is best to at all times search for a card that’s finest suited to your necessities.

Further Low cost

Often, bank cards supply reductions throughout numerous classes. Nonetheless, it is best to search for a card that permits you to save extra in your gas transactions. Some playing cards supply an extra low cost in your gas transactions on the collaborated model. Some bank cards supply an extra low cost while you obtain a sure spending milestone, whereas, some playing cards supply an extra low cost for a selected time period on the partnered petrol pump. Subsequently, earlier than selecting a bank card, it is best to examine all of the associated phrases and circumstances to take advantage of out of it.

Larger Rewards/ Cashback

Gasoline bank cards provide you with a great worth again in your transactions by rewarding you with cashback or reward factors. Therefore, it is best to get a bank card that gives greater rewards or cashback on gas transactions. As an example, IndianOil Axis Financial institution Credit score Card rewards you with a 1% worth again to your on-line transactions, whereas, with regards to gas bills, this bank card affords a price again of 4%, which is greater as in comparison with different classes. So, it is best to select a bank card that gives greater rewards on the gas class.

Gasoline Surcharge Waiver

The gas surcharge is a cost that’s levied in your gas transactions throughout all of the petrol pumps. Gasoline bank cards allow you to save this surcharge by offering a gas surcharge waiver in your transactions. This can be a fundamental profit that’s supplied by a lot of the bank cards. So, if you’re somebody who not often makes gas transactions and are in search of an choice to avoid wasting in your gas transactions, it is best to get a card that gives a gas surcharge waiver.

Steered learn: High Credit score Playing cards in India

There isn’t a doubt that gas bank cards may also help you save loads in your gas transactions. However, solely selecting the best bank card may also help you maximize your advantages. Right here are some things that it is best to remember whereas deciding on a bank card:

Establish your wants

Earlier than deciding on a bank card, it is best to at all times analyze your necessities to take advantage of out of it. As an example, if you’re somebody who commutes every day and prefers to make use of IndianOil as an alternative of HPCL, then getting a bank card that gives greater advantages on IndianOil gas transactions makes extra sense somewhat than getting a card that gives advantages on gas transactions through HPCL. Subsequently, it is very important determine your want and spending behaviour to make an knowledgeable resolution.

Decide your cost capability

Each bank card has a special plan and price. To search out the proper bank card, it is very important analyze how a lot you might be able to pay for it. A lot of the bank cards include a becoming a member of or annual payment. Earlier than finalizing a bank card, it is best to analyze whether or not the payment charged by the issuer justifies the advantages supplied on the bank card. In case you are not getting sufficient advantages, then there is no such thing as a level in making use of for that bank card.

Examine a number of choices

In the case of deciding on the proper bank card, it is best to at all times evaluate a number of playing cards to just remember to are getting the most effective deal. Whereas evaluating bank cards, it is best to evaluate gas advantages, annual payment, rewards program and extra to make an knowledgeable resolution. There may be a risk that different bank cards supply higher advantages in your gas transactions at an analogous annual payment. After you have in contrast a number of playing cards, apply for one bank card at a time that matches your way of life the most effective.

Steered learn: Greatest Buying Credit score Playing cards | Greatest Lifetime Free Credit score Playing cards | Greatest Entry-level Credit score Playing cards