Best Credit Cards for Utility Bill Payments

Little question bank cards are loaded with quite a few advantages like rewards or cashback. Nonetheless, on the subject of utility invoice funds, many of the bank cards fail to supply unique advantages on such classes. Some bank cards don’t even reward you with a single reward level or fundamental cashback on your utility invoice funds. Due to this fact, contemplating all the necessities, we’ve listed down a number of the greatest bank cards that supply advantages like increased rewards or cashback in your utility invoice funds.

Finest Credit score Playing cards for Utility Invoice Funds in 2023

A number of the greatest bank cards that may allow you to save in your utility invoice funds are talked about under:

Credit score Card
Annual Payment
Key Profit

Commonplace Chartered Tremendous Worth Titanium Credit score Card
Rs. 750
5% cashback on phone and utility invoice funds

Axis ACE Credit score Card
Rs. 499
5% cashback on invoice funds, DTH &cellular recharges through Google Pay

HDFC Regalia Credit score Card
Rs. 2,500
4 reward factors on each Rs. 150  spent, together with insurance coverage, utilities & training classes​

Airtel Axis Financial institution Credit score Card
Rs. 500
10% cashback on utility invoice funds by the Airtel Thanks app

ICICI Platinum Chip Credit score Card
Nil
1 reward level per Rs. 100 spent on utilities and insurance coverage

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Commonplace Chartered Tremendous Worth Titanium Credit score Card

Commonplace Chartered Tremendous Worth Titanium Credit score Card is without doubt one of the common gasoline bank cards that rewards you with 5% cashback in your gasoline bills. Nonetheless, it additionally provides 5% cashback in your phone and utility invoice funds. This can be a good possibility in case you pay most of your payments by your bank card. Moreover invoice funds, this bank card additionally provides different advantages like Precedence Go Membership and reward factors on different classes. A number of the key options and advantages of this bank card are as follows:

Key Options:

5% cashback on phone and utility invoice funds
5% cashback on gasoline bills
1 reward level for each Rs. 150 spent on different classes
Complimentary Precedence Go Membership

Axis ACE Credit score Card

*Reversed on spending Rs. 10,000 inside 45 days of card issuance. | **Waived off on spending Rs. 2 lakh in a yr.

Axis ACE Credit score Card is without doubt one of the greatest cashback bank cards that rewards you with 5% cashback in your invoice funds and DTH recharges. Moreover this, you can too get a cashback of 4% in your transactions at apps like Swiggy, Zomato and Ola. For those who pay most of your payments on-line by Google Pay and are on the lookout for an possibility to avoid wasting in your invoice funds, this bank card can be the fitting selection for you. Moreover cashback, you can too avail of advantages like complimentary lounge entry, eating low cost, becoming a member of or annual charge reversal and way more. Listed here are a number of the main advantages provided by this bank card:

Key Options:

5% cashback on invoice funds, DTH and cellular recharges through Google Pay
4% cashback on Swiggy, Zomato and Ola
2% cashback on all different spends
4 complimentary home lounge visits in a yr
1% gasoline surcharge waiver (Max. Rs. 500 in a month) throughout all gasoline stations on transactions between Rs. 400 to Rs. 4,000
As much as 20% off at 4,000+ collaborating eating places

HDFC Regalia Credit score Card

*Waived off on spending Rs. 3 lakh in a yr.

HDFC Regalia Credit score Card majorly provides advantages on buying and journey classes by rewarding you with respectable reward factors. Nonetheless, together with different classes, you can too earn reward factors in your utility invoice funds and later redeem them throughout a number of choices as per your comfort. This can be a good possibility in case you put most of your bills in your bank card and are on the lookout for an choice to earn good reward factors. Nonetheless, you need to apply for this card in case you are able to pay the next annual charge as in comparison with different choices. Under talked about are a number of the main particulars relating to this bank card:

Key Options:

4 reward factors on each Rs. 150 spent, together with insurance coverage, utilities and training classes​
10,000 reward factors on attaining spending milestones
12 complimentary visits to airport lounges per calendar yr inside India, at each home & worldwide terminals
Complimentary Precedence Go Membership with 6 complimentary lounge entry in a calendar yr, exterior India
Low international forex markup charge of two% in your transactions

Airtel Axis Financial institution Credit score Card

Airtel Axis Financial institution Credit score Card is a co-branded card that’s designed for Airtel prospects. With this card, it can save you as much as 25% in your invoice funds by the Airtel Thanks app. This bank card provides advantages when it comes to cashback, vouchers and reductions. The nice factor is you can too avail of advantages in your transactions moreover the Airtel Thanks app. Along with this, you can too get reductions on high manufacturers like Swiggy, Zomato and BigBasket. This bank card is greatest suited in case you are an Airtel buyer or you might be planning to get on board. The options and advantages provided by this bank card are listed under:

Key Options:

25% cashback on Airtel Cellular, broadband, WiFi and DTH invoice funds by the Airtel Thanks app
10% cashback on utility invoice funds by the Airtel Thanks app
10% cashback in your transactions at Swiggy, Zomato and BigBasket
1% cashback on all different spends
4 complimentary home lounge visits yearly
1% gasoline surcharge waiver in your transaction throughout all petrol pumps in India

ICICI Platinum Chip Credit score Card

ICICI Platinum Chip Credit score Card is a lifetime free card that’s designed for people who find themselves new to credit score. This card offers you a fundamental worth again on your utility invoice funds when it comes to reward factors. Moreover utility invoice funds, you can too earn rewards and advantages in your transactions at different classes. This bank card rewards you for utility invoice funds, however it’s extra appropriate for retail bills because it provides increased rewards on the retail class. Nonetheless, you’ll be able to think about it as an possibility if you wish to earn fundamental advantages in your utility invoice funds. Listed here are a number of the main options and advantages of this bank card:

Key Options:

1 reward level per Rs. 100 spent on utilities and insurance coverage
2 reward factors per Rs. 100 spent on retail purchases (besides gasoline)
As much as 15% off on eating payments at over 2,500 eating places throughout the nation
1% gasoline surcharge waiver on Hindustan Petroleum gasoline pumps in your transactions of as much as Rs. 4,000

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