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Points Review 2023 – How Much Can You Make?

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points logo

Factors is a perfect platform if you wish to place all of your loyalty packages in a single place. You possibly can monitor your factors, redeem rewards, and in chosen packages, alternate factors, and miles to make use of with one other program. How a lot you may make is dependent upon the factors you accumulate. Relating to redeeming your factors, you may get at the least $25 value of reward playing cards from standard shops, like Amazon.

Professionals

Straightforward-to-use platformSign up in minutesClutter-free person interfaceGift card rewards from over 100 shops

Cons

Restricted loyalty programsNo cell app

Bounce to: Full Evaluate

Evaluate to Different Cashback Websites

Swagbucks

Swagbucks logo

18 methods to earn cash – surveys, coupons, cashbacks + $5 enroll bonus

As much as 10% cashback from shops – Walmart, Amazon, Finest Purchase, JCPenney

Most members can earn an additional $50 – $200 a month utilizing Swagbucks

Tada

Tada logo

Get $10 money again bonus after spending $25 with any of 1000+ manufacturers

Straightforward to rise up to twenty% money again – merely scan your receipt and add it

Declare your money again by PayPal or from over 80+ reward card choices

TopCashback

TopCashback logo

20 million members earn on common $345 money again a 12 months (4400 retailers)

Beneficiant cashback affords and offers – as much as 65% from a few of retailers

Get notifications of newest offers with cell app or browser extension

How Does Factors Work?

how does points work

Factors is a web-based platform the place you’ll be able to place all of your loyalty packages to simply monitor, alternate, and reward factors. It was launched in 2000 in Toronto, Canada, aiming to offer an progressive answer to handle and redeem loyalty currencies.  

Factors work fairly in contrast to your typical cashback web site. Though, equally, you’ll want to enroll first to begin utilizing its Loyalty Pockets.

From there, you’ll be able to add loyalty packages you at the moment are a member of. Including a loyalty program requires you to check in to your account on that platform by Factors Loyalty Pockets. At the moment, Factors enable customers so as to add as much as almost 100 loyalty packages. 

After getting your loyalty program accounts listed in your Factors Loyalty Pockets, you’ll be able to simply monitor your factors stability. Factors updates your factors and miles in real-time, so, as an alternative of opening a number of apps you’ll be able to open Factors and verify all these. 

Moreover, Factors will let you redeem your factors and miles to reward playing cards proper by the app. Once more, this completely skips the half the place you could manually verify every loyalty program’s web site or app to redeem your rewards. 

Lastly, Factors affords an progressive method to maximize your rewards by factors and miles. Utilizing this platform, you’ll be able to alternate factors from one loyalty program to a different. 

This fashion, you’ll be able to nonetheless attain the minimal threshold to redeem rewards with out growing your buy prices. Simply be aware that not all loyalty packages assist this characteristic, so that you would possibly encounter some factors or miles that aren’t exchangeable in any respect.

How A lot Cashback Can You Get With Factors?

How a lot you’ll be able to earn with Factors is dependent upon the loyalty packages you register on the platform. However to present an concept, you’ll be able to rise up to 100% bonus miles in some airline loyalty packages.

As for redeeming rewards, packages have various charges. For instance, you’ll want round 10,687 miles from Hawaiian airways to get a $25 value of reward card.

Nonetheless, you’ll want solely 7,125 Saga factors from Icelandair to get the identical quantity on a present card.

Factors Critiques: is Factors Legit?

Though Factors is a official platform to trace your factors and miles, there are restricted scores and opinions you could find about it on-line. On Trustpilot, it has a 3.2 score from one person. It claims that Factors.com is just not processing its refund. 

Whereas this assessment talks of Factors.com, it does appear odd for the reason that platform doesn’t course of any purchases or funds. Much like this assessment, Factors.com obtained a 1.0 score from the Higher Enterprise Bureau. 

Based mostly on the shopper’s grievance, Factors was charging them extra money to purchase further factors. However based mostly on Factors.com’s reply on this situation, the shopper needs to be addressing the issue with the airline they purchased the factors and tickets from.

So, total, there could be no different issues and issues that customers discover value reporting on trusted platforms, like BBB and Trustpilot. 

Who’s Factors Finest for?

Factors is greatest for savvy customers as it could actually assist you get factors, redeem rewards, and obtain cashback. With Factors Loyalty Pockets, you’ll be able to place all of your loyalty packages in a single place and conveniently verify your factors. 

That is one other must-have for those who’re trying to get probably the most out of your purchases. On high of buying by high cashback websites, taking part in loyalty packages can enhance your cash’s value by cashback and financial savings. 

Lastly, the largest flex of Factors is its skill to alternate factors and miles from one program to a different. 

Suppose you’re trying to redeem an thrilling reward at one loyalty program however discovered you lack factors there. 

In that case, you’ll be able to verify if factors out of your different loyalty packages are exchangeable to that program. This completely prevents customers from having unused and expired factors. 

Factors Associate Shops

Factors companions with the next packages and shops:

Hawaiian AirlinesAdvance Auto PartsBath&Physique WorksChipotleMelia RewardsAeropostaleBed Bathtub & BeyondDairy QueenIHG RewardsAmazon.comBest BuyDomino’s PizzaIcelandAirApplebee’sBoston MarketExxonTrident PrivilegeArby’sBurger KingGap76 Gasoline StationBPCVS PharmacyGulfAMC TheatersBanana RepublicChevronJC PenneyArcoBarnes & NobleChili’sKohl’sLowe’sOutback SteakhouseStaplesSubwayMacy’sPanera BreadShellTargetOld NavyPapa John’sStarbuck’sWayfair

Factors Options: What Does Factors Provide?

what are points main features

Factors and Miles Monitoring

By including loyalty packages to your Factors Loyalty Pockets, you’ll be able to simply monitor them in real-time. Accessible factors and miles will present in your Factors Loyalty Pockets Dashboard. 

In addition to that, you may also get an outline of whether or not this system helps redemption, alternate, shopping for, and gifting by Factors. In such instances, you would possibly get redirected to this system’s official web site to finish your request. 

Rewards Redemption

You possibly can redeem factors and miles to reward playing cards from over 100 retailers and eating places. For this characteristic, be sure to’re logged in to your Factors account and navigate to Redeem. 

It’ll immediate you to pick a program and when you do, you’ll see the listing of outlets. 

Factors Alternate

To alternate factors or miles, you’ll want to pick two packages out of your Loyalty Pockets. After that, you’ll be able to view the Alternate Guidelines to understand how a lot the minimal threshold is. 

For instance, Hawaiian Airways requires at the least 5,000 HawaiianMiles to alternate. In the meantime, Factors haven’t any minimal threshold to alternate factors.    

Factors Net Platform

You possibly can entry your Factors account by its internet platform. It’s accessible by the next internet browsers and units:

Web Explorer 9 or greater

Safari

Chrome

Firefox

iPhone 4 or later fashions

Android Nexus 5

Is Factors Free?

Sure, it’s fully free to enroll and use Factors. You possibly can redeem and monitor your factors at no cost. 

Nonetheless, exchanging factors throughout totally different packages are topic to alternate charges, that are sometimes not 1:1 worth. 

Factors Payout Phrases and Choices?

redeeming points with points

With Factors, you’ll be able to redeem reward playing cards so long as you could have adequate factors or stability in your account. Once you redeem a present card, the platform asks for both your transport tackle or electronic mail tackle. 

After initiating the redemption, it is going to take 5 to 7 enterprise days for the seller to course of your request. As soon as achieved, you’ll obtain the reward card by the common put up for those who opted for the mail-in choice. 

For digital reward playing cards, the retailer will ship them by electronic mail. It could actually sometimes take as much as 10 enterprise days to redeem and obtain the reward playing cards. 

What Are the Factors Professionals & Cons?

what are the points pros and cons

Factors Professionals

Straightforward-to-use platform

Join in minutes

Muddle-free person interface

Provide reward card rewards from over 100 shops

Factors Cons

Restricted loyalty packages

No cell app

How Good is Factors Help?

Factors have a Assist and Help web page the place you could find solutions to probably the most generally requested questions. Moreover, you could find there the hyperlink to contact their buyer assist staff.

Notice that buyer assist sometimes replies inside 3 enterprise days. Additionally, it operates Monday to Friday, 9 AM to five PM ET. 

Factors Evaluate Verdict: is Factors Value It?

Factors is a perfect platform if you wish to place all of your loyalty packages in a single place. You possibly can monitor your factors, redeem rewards, and in chosen packages, alternate factors, and miles to make use of with one other program. 

How a lot you may make is dependent upon the factors you accumulate. Relating to redeeming your factors, you may get at the least $25 value of reward playing cards from standard shops, like Amazon and Goal. 

In addition to redeeming reward playing cards, you may also lower your expenses in your travels utilizing factors and miles from a number of loyalty packages. In any case, you’ll be able to alternate factors from one and use them in one other program. Contemplating all these advantages, Factors stay free to make use of.  

How you can Signal Up With Factors?

getting started with points

To enroll with Factors, go to their web site and click on on the Signal-Up button subsequent to the Signal In button. Factors will ask on your electronic mail, first and final names, and most well-liked password. 

Make sure that to click on the Consumer Settlement and Privateness Coverage choice earlier than clicking on Join. Alternatively, you need to use your Fb account to enroll in the platform. 

From the sign-up web page, Factors will affirm in case you have a earlier account with them. If that’s the case, it is going to present you an choice to hyperlink that earlier account. In any other case, you’ll be able to select the Get Began choice. 

When you get on the primary dashboard, you can begin including loyalty packages to your account. You possibly can choose a number of from the listing and click on on Save. Factors will add these packages to your Loyalty Pockets. 

To start out monitoring, redeeming, and exchanging factors, you’ll must check in to your Loyalty Program by Factors by clicking on Register.  

Websites Like Factors

Factors vs. Swagbucks

swagbucks logo

Swagbucks Abstract

18 methods to earn cash and e-gift playing cards$5 enroll bonusUp to 10% cashback when buying on-line$1 minimal e-gift card withdrawal

When you’re on the lookout for some free reward playing cards, Swagbucks is a good different to Factors. Each platforms depend on level techniques, with Swagbucks utilizing the SB Factors. When you accumulate a sure quantity, you need to use these factors to assert reward playing cards.

However in contrast to Factors, Swagbucks solely permits you to monitor and use its very personal loyalty foreign money. For that, you’ll want to put in a separate app in your machine or bear in mind to verify your account by their web site, which might be such a problem.  

Factors vs. BeFrugal

befrugal logo

BeFrugal Abstract

Assured to have the best cashbackMore than 5000 shops to get cashbackOver 5 alternative ways to get rewards6 alternative ways to money out your earnings

Websites BeFrugal and Factors make it potential to get financial savings from in any other case expensive purchases. BeFrugal is a money-back web site the place you may get cashback on-line buying. 

It largely caters to on-line retail shops, however there are additionally airways and journey bookings. This on-line rebate website even contains Hawaiian Airways, one of many loyalty packages you’ll be able to add on Factors. It offers as much as 2.5% cashback while you guide by BeFrugal. 

Factors vs. TopCashback

topcashback logo

TopCashback Abstract

Get 100% of all of the money again you earnNo minimal threshold to money outEarn money again at over 4400 companion storesEarn as much as 25% money again and reductions

TopCashback is without doubt one of the locations that give cashback on your on-line purchases, just like BeFrugal. Factors won’t offer the identical cashback service however it’s just like TopCashback as each platforms cater to IHG Rewards Membership members.

Once you store at IHG Rewards Membership by TopCashback, you’ll be able to rise up to 2% cashback on high of the factors you’ll be able to redeem for reward playing cards.

Different Websites Like Factors

Factors FAQs

What’s Factors?

what is points

Since its launch, the corporate’s income has grown to greater than $7.7 million yearly. Furthermore, it has gained a number of awards, together with eighth place within the 2022 Record of Finest WorkPlaces in Canada, from its former rating of tenth place in 2021. 

How lengthy does Factors alternate take? 

When exchanging factors or miles, you’ll be able to anticipate it to finish in 3 to five enterprise days.

The place is Factors headquartered? 

Factors has its principal workplace in Toronto, Ontario, Canada. 

What airways are in Factors?

A few of the airways you could find on Factors are Alaska Airways, Hawaiian Airways, Icelandair, and JetBlue Airways. 

Does Factors.com settle for PayPal?

At the moment, PayPal is just not included within the listing of rewards you’ll be able to redeem. 

Is there a Factors cell app?

No, there isn’t. Factors is just accessible by its web site, which you’ll be able to entry on desktop or cell machine browsers.

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