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How Long Do Financial Records Remain on Your Credit Report?

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Banking providers offered by The Bancorp Financial institution, N.A. or Stride Financial institution, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Financial institution, N.A. or Stride Financial institution pursuant to a license from Visa U.S.A. Inc. and could also be used in all places Visa debit playing cards are accepted. The Chime Visa® Credit score Builder Card and the Chime Visa® Money Rewards Card are issued by Stride Financial institution pursuant to a license from Visa U.S.A. Inc. and could also be used in all places Visa bank cards are accepted. Please see again of your Card for its issuing financial institution.

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*To use for Credit score Builder, you could have acquired a single qualifying direct deposit of $200 or extra to your Chime Checking Account. The qualifying direct deposit have to be out of your employer, payroll supplier, gig financial system payer, or advantages payer by Automated Clearing Home (ACH) deposit OR Authentic Credit score Transaction (OCT). Financial institution ACH transfers, Pay Anybody transfers, verification or trial deposits from monetary establishments, peer to see transfers from providers similar to PayPal, Money App, or Venmo, cell examine deposits, money masses or deposits, one-time direct deposits, similar to tax refunds and different related transactions, and any deposit to which Chime deems to not be a qualifying direct deposit aren’t qualifying direct deposits.

1 Info from U.S. Court docket’s “Chapter 7 – chapter fundamentals” as of November 1, 2023: https://www.uscourts.gov/services-forms/chapter/bankruptcy-basics/chapter-7-bankruptcy-basics/

2 Info from U.S. Court docket’s “Chapter 13 – chapter fundamentals” as of November 1, 2023: https://www.uscourts.gov/services-forms/chapter/bankruptcy-basics/chapter-13-bankruptcy-basics/

3 Info from Experian’s “How lengthy does it take for info to come back off your credit score stories?” as of November 1, 2023: https://www.experian.com/blogs/ask-experian/how-long-does-it-take-information-to-come-off-your-report/

4 Info from myFICO’s “What’s in myFICO® scores?” as of November 1, 2023: https://www.myfico.com/credit-education/whats-in-your-credit-score/

5 Info from Experian’s “Tax Liens Are No Longer a A part of Credit score Reviews” as of November 1, 2023: https://www.experian.com/blogs/ask-experian/tax-liens-are-no-longer-a-part-of-credit-reports/

6 Info from Experian’s “What is the distinction between a tough and smooth inquiry?” as of November 1, 2023: https://www.experian.com/blogs/ask-experian/hard-inquiry-vs-soft-inquiry/

© 2013-2023 Chime. All Rights Reserved.

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